We are all excellent consumers. We collectively have no problem clearly identifying what we want, how we want it and when the price is right. We make our educated presence known in almost every marketplace except one-healthcare. Managed care and its first dollar benefits have created a problem and the solution is . consumer directed healthcare. We can fix our system of healthcare and your second largest business expense, behind payroll, if we stop buying health plans and start buying health insurance. | STOP Buying Health Plans and START Buying Health Insurance by Jeffrey Ingalls, Paperback | Indigo Chapters