Accept every way your customers want to pay with square reader — take chip and pin cards, contactless cards, apple pay and google pay. Features accept contactless, chip and pin, apple pay and google pay from anywhere. Pay just 2. 65% per chip and pin or tap for all major credit cards and 0. 75% + 7¢ for interac debit. Use the free, easy-to-use, and customizable point of sale app or get started with square for retail. Use the included, easy-to-use, and customizable pos for retail get funds in your bank account in one to two business days, or instantly for a small fee.