If you can save 10 % of your earnings on a consistent basis and the proper planning is afforded by you, your financial success will be accomplished nine times out of ten. Dont you love those odds? That retirement of yours will be secure. Do you like success based on your own accomplishments and lifestyle? Then follow my book to success, and please dont worry about the Joneses, because you may be derailed from your own success | Please Don'T Make Your Retirement Complicated by Leroy Hayes, Paperback | Indigo Chapters